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GCash & Payment Guides

GCash Cash Out and Cash In: Fees, Limits and How To

Moving money in and out of GCash: the official cash-out routes, the published fees and how limits work.

Smartphone showing the GCash app with a 5,000 peso balance, a payment receipt, a wallet and gold peso coins

How to cash out GCash

Kabayan, GCash cash in cash out covers both directions: adding money to the wallet and turning it back into cash. GCash cash out means turning wallet funds into cash. According to GCash, the main routes are:

  • Partner outlets: authorised cash-out partners.
  • GCash Card at an ATM: at participating machines.
  • RCBC Scan to Withdraw: cardless, by scanning a QR at supported RCBC machines.

This is about money already in your GCash wallet, not a balance inside another app or a casino account.

GCash cash out fee and charges

GCash’s official fee schedule (updated 10 September, checked 3 November 2026) listed:

Cash-out route Published fee
RCBC Scan to Withdraw ₱18
Other offline cash-out partners 2%
GCash Card at ATM ₱8–20, depending on the machine

GCash charges and GCash fees can change, so always read the fee shown on the confirmation screen before you tap confirm. Ang nakalagay sa confirmation ang tamang singil.

How to cash in GCash

GCash cash in means adding money to the wallet, through partner outlets, linked banks or other listed methods in the app. The GCash cash in fee depends on the method; some are free and some carry a charge, so check the official fee schedule and the confirmation screen.

GCash to Maya and Maya to GCash

Sending GCash to Maya or Maya to GCash is a transfer between two different e-wallets, usually through a bank-transfer route. Check the transfer fee and the recipient’s details before you send; a transfer to the wrong number is hard to reverse.

GCash limit

Every account has a GCash limit for wallet balance and transactions, including a GCash limit per month. A fully verified account gets higher limits than a basic one. How to increase GCash limit: complete full verification, then check the current limits in GCash’s wallet and transaction limits article. We don’t print exact amounts because they can change.

Before you cash out

  • Confirm the outlet is an official GCash partner and has enough cash.
  • Card ATM withdrawal and RCBC’s cardless QR are different services.
  • Never give your MPIN or OTP to the person at the counter.

Gaming balances

GCash removed licensed gaming top-ups and withdrawals effective 16 August 2025. A balance inside a gaming site isn’t GCash money; see NUSTAR online GCash. Promos promising “free ₱100”? Check free ₱100 new member first.

Quick answers

How much is the GCash cash out fee?

Per the fee schedule checked 3 November 2026: ₱18 for RCBC Scan to Withdraw, 2% at other offline partners, ₱8–20 at ATMs.

How do I raise my GCash limit?

Get fully verified, then check the official limits article.

Tara, mag-cash out nang tama. Dito sa Odds PH, para sa bawat Pinoy.

Sources

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